✅Trusted Car Loan Experts in UAE From Devalokam
Want to buy a better car for less?
Here's a smart secret:
Buy the car with cash first. Then, convert the purchase amount into a bank car loan. This gives you access to cars from private sellers, often at much better prices than dealerships.
That what exctly we do, First We give money to pay the seller, help complete the purchase, and then this amount convert to bank loan with zero downpayment. Simple, smart, and cost-effective. 🚗✨
Our Services
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we guarantee your car loan
Do you have more than 5000 salary
salary transfer to bank account
Do you have vissa
Do you have emirates id
Then don't worry we will Assist you for Every thing
How to start Car loan with us
Talk to us first
Arrange your documents
Find your car
Send your Documents
to us , from here everry thing we handile
Payment to seller
Bank approval
purchase
Rta papper work
Insurance
Evaluvaton
etc
The best car loan agent you can trust
Why our service
Money is power — we give you that power.
Knowledge is power — we give you that power.
Experience is power — we give you that power.
Trusted Assistance is Power — We Give You That Power 💪
INSURE
YOUR
CAR LOAN
We accecpect any sellers
✔ Individual seller
✔ Private seller
✔ Any car Dealer
✔ Showroom seller
✔ Dubizzle
✔ face book market Pales
✔ From your friends
Zero down payment car loan
New salary certificate
Bank statement
passport , visa
emirates id
These are basic documents So Talk to us first
we advice you if any thing more required
Car documents
Car 4 side photo
car kilometer photo
Reg card or car owership
certificate
Test report
chassis number and orgine plate
How its work
Talk to us first
Then arrange your documents
Find your car from any seller
and do the inspection
Then tell to us
From here every thing we will handle it
സീക്രെറ്റ്
🚗 കുറഞ്ഞ പൈസയ്ക്ക് നല്ലൊരു കാർ വാങ്ങിക്കണോ?
ഒരു നല്ല ഡീൽ കിട്ടാനുള്ള ഏറ്റവും വലിയ സീക്രെറ്റ് എന്താണെന്ന് അറിയാമോ?
ആദ്യം ക്യാഷ് ബയറായി വാഹനം വാങ്ങുക... പിന്നീട് അത് ബാങ്ക് ലോണാക്കി മാറ്റുക.
ക്യാഷ് കയ്യിലുണ്ടെങ്കിൽ നിങ്ങൾക്ക് സെല്ലറുമായി ശക്തമായി ബാർഗൈൻ ചെയ്യാം. ഡീലർമാരെ മാത്രം ആശ്രയിക്കാതെ, പ്രൈവറ്റ് സെല്ലർമാരിൽ നിന്നും ഇൻഡിവിജ്വൽ ഓണർമാരിൽ നിന്നും മികച്ച വിലയ്ക്ക് വാഹനങ്ങൾ വാങ്ങാൻ കഴിയും.
ഞങ്ങളുടെ സർവീസ് ഇതാണ്:
നിങ്ങൾ കണ്ടെത്തുന്ന വാഹനത്തിന്റെ സെല്ലർക്ക് ആവശ്യമായ പണം ഞങ്ങൾ ആദ്യം നൽകും. വാഹനം വാങ്ങിയതിന് ശേഷം, ഞങ്ങൾ നൽകിയ തുക തന്നെ ഒരു പ്രമുഖ ബാങ്കിൽ നിന്ന് കുറഞ്ഞ പലിശനിരക്കിൽ കാർ ലോണായി ക്രമീകരിച്ചു തരുന്നു.
✅ പ്രൈവറ്റ് സെല്ലറിൽ നിന്ന് വാങ്ങാം
✅ ഏത് ഡീലറിൽ നിന്നും വാങ്ങാം
✅ കൂടുതൽ ബാർഗൈനിംഗ് പവർ
✅ മികച്ച വിലയിൽ വാഹനം സ്വന്തമാക്കാം
✅ ബാങ്ക് ഫിനാൻസ് സൗകര്യം
✅ സീറോ ഡൗൺ പേയ്മെന്റ് ഓപ്ഷനുകൾ ലഭ്യമാണ്*
💰 ആദ്യം ക്യാഷ് – പിന്നീട് ലോൺ
🚗 കൂടുതൽ ചോയ്സ് – മികച്ച ഡീൽ – കുറഞ്ഞ ചെലവ്
📞 ഇന്ന് തന്നെ ബന്ധപ്പെടൂ, നിങ്ങളുടെ സ്വപ്ന കാർ ഏറ്റവും മികച്ച വിലയിൽ സ്വന്തമാക്കൂ!
Guarantee car loan
we are not a private finace company or car delar
once you find the car from seller tell us
we give money to pay your seller same time and help you to purchase the car from seller
After that we complete the bank procedure from bank
Then, the amount we paid to the seller is converted into a bank car loan with easy monthly EMI payments.
Minimum salary 5000
Salary transfer Bank Statement
Bank interest start 2.75
Zero down payment
Car loan for GCC Cars
Salary certificate requred
Find your car and tell us
Next day car payment to your seller
Our banks are Dubai Islamic bank ,emirates Islamic bank, Ajman bank ,Sharjah Islamic bank Emirates nbd, ADCB, ADIB, Al hilal
Seller from any were you wish , individual seller , private seller , Dealer, from your friends , Diezel , or any were you wish
Talk to us first
Then Arrange your documents as per our gude
Find your car and do the inspection
If every thing okay for you send documents including our 525 aed service charge
From this point every thing we will take care
We handile
payment to seller
Vehicle transfer
We handile
loan approval
Downpayment
bank prosessing fee
We handile
Insurance
evaluvation
We handile
Registration
Etc
CAR LOAN
Check my eligibility
To check your eligibility, simply call us or request a callback.
Tell us:
-
Which car and model you want to buy
-
Your monthly salary and salary-transfer bank
-
Your employment details
-
Any existing loans, credit cards, overdue payments, or banking issues
-
The documents currently available with you
Every customer’s situation is different, so we may need to ask a few additional questions. After reviewing your details, we will explain the complete process and assist you through every step.
Why UAE Customers Choose Us
✅ We Are Not a Dealer or Finance Company – We work only for you as an trusted agent
✅ Choose Any Car From the Market – Dealer or private seller
✅ Negotiate Your Own Price – Get the best deal yourself
✅ Instant Payment to the Seller – Once the price is agreed
✅ 100% Bank Loan for Used Cars – Zero down payment
✅ Any Seller Accepted Across the UAE
✅ Salaried & Self-Employed Customers Welcome
✅ Transparent Process – No hidden charges
✅ Trusted UAE Bank Partners – Fast approvals
✅ More Than an Agent – We provide immediate funds to pay the seller
✅ Full Confidence to Bargain – You negotiate like a cash buyer
✅ Buy From Any Dealer or Private Seller
✅ Bank-Mortgaged Cars Can Be Purchased Safely
✅ Choose Any Car, Anywhere in the UAE
✅ We Handle Everything – Down payment, loan, insurance & registration
✅ One-Stop, Hassle-Free Service
✅ Power, Confidence & Freedom to Buy Any Car
✅our service all over the uae.
✅ Simple. Honest. Stress-Free Car Buying
Our Speciality
🟢 More Than an Agent – We give immediate funds to pay the seller
🟢 Full Confidence to Bargain – Negotiate like a cash buyer
🟢 Buy From Any Seller – Dealer or private seller
🟢 Bank-Mortgaged Cars Accepted – Purchased safely
🟢 Choose Any Car, Anywhere in the UAE
🟢 We Handle Everything – Down payment, bank loan, insurance & registration
🟢 One-Stop Service – Completely hassle-free
🟢 We give you the power of money, confidence, and freedom to buy any car.
Who needs our UAE Car Loan Assistance? 🚗
Our service is perfect for:
“Money is power — and we give you that power.
We pay the seller first, so you can secure your car immediately, while we handle the bank loan process for you.”
-
People who want to buy a car with zero down payment
-
Those looking to get the best price from private sellers
-
Buyers who want to purchase from dealers at a lower price
-
Anyone who likes to negotiate and get the best deal
-
People who want to choose the exact car they like
-
Buyers who want to avoid being misled by dealers
-
Those who don’t understand bank procedures
-
People who don’t have time to visit banks
-
Buyers who don’t have upfront cash for down payment
-
Anyone confused about which bank offers the best loan
-
People who prefer to keep their cash in hand and still buy confidently
👉 We also assist with mortgaged car purchases
If you fit into any of these categories, we are here to help you
📞 Contact us today and drive your car with confidence.
Our Services
🟢 Car Loans for Used Cars
🟢 Used Car Loans with Zero Down Payment
🟢 Bank Loan Documentation with Multiple UAE Banks
🟢 Zero Down Payment Loan Arrangements
🟢 Seller Payment First, Bank Loan Processing Later
🟢 Down Payment Support (If You’re Facing Difficulties)
🟢 Car Evaluation Assistance at Listed Showrooms
🟢 Car Insurance Arrangement
🟢 Vehicle Registration Services (All Emirates)
🟢 Car Refinance for Owned Vehicles
🟢 Mortgage Release Support from Various Banks
🟢 Complete Car Documentation Services Across the UAE
How It Works – 4 Simple Steps 🚗
1️⃣ Choose any used car you like
2️⃣ Contact us and submit basic documents
3️⃣ We coordinate with the bank for approval
4️⃣ Seller gets paid, bank approval is completed, and you drive your car
👔 Salaried Customers –
🟢 Minimum Salary: AED 5,000
🟢 Company were house or Office Setup Required
🟢Business center or shared office? Please inform us first.
🟢 Landline Required
🟢 AECB Must Not Be Negative
🟢 Higher Salary = Better Rates & More Bank Options
🟢 GCC Cars Only
🟢 Salary AED 6,000+ (Good Company)- 5-year loan- Car model 2019 onwards
🟢ENBD salary 5,000+ listed company -5-year loan- Car model 2019 onwards
🟢 Salary AED 5,000:– Car model 2021 onwards– Up to 5-year loan– Sometimes 1-month salary accepted
🟢 Loan Amount: Up to 30× salary (as per DBR)
🟢 Older Cars Possible (bank approval)
🟢 Approval Depends on Bank Rules
🟢 Send Documents – We’ll Check Best Option for You
✅ For Salaried Customers required documents
-
Salary Certificate
-
Last 3 Months Bank Statement
-
Passport (Front & Back)
-
Valid UAE Visa
-
Emirates ID
📌 Note Document requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.
For Company
✔ Company Age: Minimum 2 years in UAE
✔ Company Bank Account required
✔ VAT filed & Cooperative Tax Registered
✔ Company Office / Warehouse / Shop required
✔ Landline under company name required
✔ Minimum working employees
✔ Proper Name Board Displayed
✔ Average Company Account Balance: AED 30,000–50,000
📄 Documents Required:
✔ Basic company documents
✔ Additional documents may be requested if needed
Documents Required for Car Loan✅ For Company
-
Trade License
-
Memorandum of Association (MOA)
-
All Partners’ Passports
-
All Partners’ Visas
-
All Partners’ Emirates IDs
-
Last 4 Months Company Bank Statement
-
Company TC Number
-
Last 3 Quarters VAT Certificate
-
Office Photo
📌 Note Document requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.
👔 Requirements for Company Owner / Partner
✔ Company Age: Minimum 2 years in UAE
✔ Company Bank Account required
✔ VAT filed & Cooperative Tax registered
✔ Company Office / Warehouse / Shop required
✔ Landline under company name required
✔ Minimum working employees
✔ Proper name board displayed
✔ Average Company Account Balance: AED 30,000–50,000
✔ Personal Bank Account required with minimum transactions and good balance
✔ Company or Personal Account Balance should be strong
✔ Basic documents required
✔ Additional documents may be requested if needed
Documents Required for Car Loan✅ For Company partner
-
Trade License
-
Memorandum of Association (MOA)
-
Passport
-
Valid UAE Visa
-
Emirates ID
-
Last 4 Months Company Bank Statement
-
Last 4 Months Personal Bank Statement
📌 NoteDocument requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.
📄 Documents Required From Car Seller
✔ Do car inspection first & send report
✔ Photos: 4 sides of car, kilometer, door panel, chassis no. (Arabic sticker), engine room
✔ Mulkiya / Hiyaaza copy
✔ One full car video (inside & outside)
✅ After receiving all above, payment to seller will be done next day
💼 Our Service Charges
✔ AED 525 – one-time service fee
✔ Only 2% commission on 5 year loan
(Example: AED 10,000 loan =just AED 200 dhs per year, included in EMI)
🟢 Simple. Transparent. Stress-Free.
👉 Just pay service charge aed 525 — we take care of the rest!
🏦 UAE Bank Loan Arrangement
🟢 Car loans from all major UAE banks
🟢 Documents reviewed by our team
🟢 Submitted to the bank only with your approval
🟢 Fast & smooth processing
Bank Partners:
🟢 Emirates NBD
🟢 Dubai Islamic Bank
🟢 Emirates Islamic Bank
🟢 ADCB
🟢 RAK Bank
🟢 Ajman Bank
🟢 Sharjah Islamic Bank
🟢 Al Hilal Bank
🟢 ADIB
💰 Bank Charges for Car Loans
🔵 All banks charge differently. May include:
🟢 ✔ Processing fee
🟠 ✔ Evaluation fee
🟣 ✔ Job loss (Takaful) insurance
🔴 ✔ Loan secure insurance – depends on bank, may not be required
📌 Minimum expected total: AED 1,500–2,500 (depends on bank, car & value)
💡 Tip: This amount can also be included in your EMI
🚗 Vehicle Transfer & Registration Charges
🔵 Normal Charges (AED 800–1,200) for:
🟢 ✔ Vehicle inspection
🟠 ✔ Previous ownership cancellation
🟣 ✔ Ownership transfer
🔴 ✔ Number plate
🟡 ✔ Vehicle registration
🔵 Additional Charges May Apply:
🟢 ✔ No files in your Emirates
🟠 ✔ Buying in Dubai & registering in another Emirate (export test & documentation) – AED 400–500
🟣 ✔ Car transport via recovery service
💡 Tip: This amount can also be included in your EMI
🛡️ Car Insurance for Bank-Financed Vehicles
🔵 Bank Requirement:
🟢 ✔ Full comprehensive insurance required for the loan value
🟠 ✔ Hire purchase & insurance documents collected and submitted to bank
🔵 Minimum Insurance Costs:
🟣 ✔ Saloon cars: AED 1,600 approx.
🔴 ✔ Station cars / SUVs: AED 2,100 approx.
🟡 ✔ Sports cars: AED 2,100 approx.
🔵 Premium May Vary Depending On:
🟢 ✔ Length of driving license
🟠 ✔ Driver age
🟣 ✔ Vehicle value applied for
💡 Tip: This amount can also be included in your EMI
🔒 Why Customers Trust Us
1️⃣ Since 2006 – Serving customers across UAE
2️⃣ Officially started auto loan services in 2014
3️⃣ Years of trusted service – Office: Dubai, Al Qusais, Madeena Mall, Muhizhna 4
📞 Landline: 043232871 | 📱 Mobile: 0528664898 – Deepak
4️⃣ Genuine Google reviews – Hundreds of happy clients
5️⃣ 1,000+ customer photos showcased on our website
6️⃣ Active on social media – YouTube, TikTok, Instagram & Facebook
7️⃣ Part of Devalokam, a well-established UAE business
8️⃣ Fast, transparent & hassle-free car loans
🌐 Serving All Over UAE
How to Get Started
1️⃣ Consult with our team
2️⃣ Prepare your documents
3️⃣ Find your car and complete inspection
4️⃣ Send documents to us .
5️⃣ Pay our service charge: AED 525
👉 From here, we handle everything:
-
Seller payment
-
Bank process
-
Vehicle transfer
-
Insurance
-
Registration
Want to buy a good car?
Here’s a simple secret 👇
-
Skip big dealers 🚫
-
Approach individual sellers or small dealers or private sellers directly 🤝
-
and offer immediate cash for his car
If you don’t have cash to offer, don’t worry 👍
We will provide the cash needed to purchase the car first
Then we will convert it into a bank loan (Zero Down Payment)
👉 We handle the full process
👉 Dedicated agent will support you throughout